Terms of Service

Welcome to CredNudge. By accessing or using our website, tools, or content (collectively, the "Service"), you agree to these Terms of Service. Please read them carefully.

1. Educational Use Only

CredNudge provides educational information and self-help tools related to credit. The Service is for general informational and educational purposes only. It is not a credit repair service, debt counseling service, lender, broker, or financial advisor.

2. No Financial, Legal, or Tax Advice

Nothing on CredNudge constitutes financial, legal, tax, or accounting advice. You should consult a qualified professional before making decisions that affect your finances or credit. Any actions you take based on content from CredNudge are taken at your own risk.

3. No Guarantee of Results

Credit outcomes vary based on individual circumstances and behavior. We do not guarantee any specific credit score improvement, approval for credit, or financial result. Examples, simulations, and projections are illustrative only.

4. Your Responsibilities

• Provide accurate information when using the Service.
• Keep your account credentials confidential.
• Use the Service only for lawful, personal, non-commercial educational purposes.
• Do not attempt to disrupt the Service, reverse engineer it, or access data you are not authorized to view.

5. Intellectual Property

All content, branding, designs, code, and tools on CredNudge are owned by us or our licensors and are protected by intellectual property laws. You may not copy, redistribute, or create derivative works without our written permission.

6. Third-Party Links

Our Service may link to third-party websites or resources. CredNudge is not responsible for the content, accuracy, or practices of any third party.

7. Limitation of Liability

To the fullest extent permitted by law, CredNudge and its operators are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or credit standing, arising from your use of the Service. The Service is provided "as is" and "as available" without warranties of any kind.

8. Termination

We may suspend or terminate access to the Service at any time, with or without notice, if we believe these Terms have been violated or for any other reason.

9. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes are posted means you accept the updated Terms.

10. Contact

Questions about these Terms? Email support@crednudge.com.